For many, a background or credit check is often the first instance identity theft becomes evident. As you wonder why your credit score dropped when you’ve had no debt and paid all bills on time, additional accounts in your name – sometimes, even mortgages – surface. While, at this point, contacting the credit bureaus and [...]

Background checks are a standard employment procedure. While pre-employment screenings are familiar, employee background checks – also called “routine background checks” – are also conducted but are not as common. Employee background checks for local Navy contactors in Virginia, however, resulted in many workers losing their jobs. At the same time, the company, LB&B, provided [...]

If you’re looking to take out a mortgage on a new home, expect to go through a background check. Much like any standard employment background check, a screening by a lender for a mortgage involves examining your job and financial history. Because of excessive mortgage fraud committed before the crash in 2007, lenders may now [...]

95-percent of all hiring employers require candidates to agree to criminal background checks before being a job is officially offered. At the same time, because the pool of unemployed workers has expanded greatly over the past few years, employers are stepping up their requirements for positions, not only for skills but also for the hurdles [...]

Should you ever lie? What you lie about can be inconsequential or a career killer, according to a blog post on BNet.com. The inconsequential? Adding a few inches to your height on an online dating profile. Career killers? Being dishonest – even just fudging – job dates, titles, or positions. But, you might think to [...]

A few weeks ago, an individual wrote to the Worcester Telegram & Gazette for some job search advice. Like many affected by the recession, she and her husband were both unemployed for a significant period of time, and although she went back to work, they had to foreclose on their home. As a result, their [...]

Should credit history be used as a measure of employment? When the average American is asked, he or she will likely say, “No.” Credit.com recently did a survey regarding this subject. While the survey did not focus directly on using credit for employment, 1,000 individuals were asked about laws banning credit checks in hiring decisions. [...]

Credit checks keep the unemployed out of work and are one factor keeping the rate of unemployment at nine percent.

The Equal Employment for All Act proposes to limit the use of credit in background checks for employment in most occupations.

NASA vs. Nelson has gone to the Supreme Court, and this case regarding background checks and investigations will be heard next week.